Rates and Fees

CanadaLoansOnline.net is not a lender or a loan broker. We do not make loan decisions. We are a loan connect system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

If after registering on the CanadaLoansOnline.net website, you are connected with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically "signed" for the loan.

Your repayment will be automatically deducted from your bank account on the pre-scheduled due date. If you do not repay the loan in full, including all fees and interest charges, there are consequences of which you should be aware before agreeing to the loan. If repayment will be a problem, do not accept the loan.

All questions regarding repayment and its consequences should be directed to your lender. We work with numerous lenders that each have their own sets of rules for their loans.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.

Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Contact your lender with any questions or problems with your loan.

CanadaLoansOnline.net does not charge consumers for its loan connecting services, so registering online is free!

How it Works

With Canada Loans Online, you don’t need to visit a store or wait in long lines. You can complete your loans application 100% online form and submit it for an immediate lending decision. Not only is our online process easy, but we also offer options to get your money the next business day, if approved!

REQUEST A LOAN

Complete our short, secure request form

GET APPROVED

We rapidly connect you with a lender based on your details

GET YOUR CASH

Get cash in your bank account as soon as the next business day, if approved

How Can I Get Cash Online?

1. Apply Online

Fill out an application for an online payday loans or personal loan – from work, the comfort of your home, or on the go!

2. Verify Your Income

If applying for an installment loan or personal line of credit online, then we will ask you to provide documentation to verify your income.

3. Receive Lending Decision

After submitting your online loan application (and income verification documents if applicable), we will provide you with a lending decision. If approved, select how much you would like to borrow up to your approved amount.

4. Get Your Cash

Choose from our convenient options to receive your cash. Get funds within same day if approved, immediately pick up cash at a store, instantly get your money loaded on your Prepaid Mastercard, or have funds direct deposited into your bank account.

What We Offer

With CanadaLoansOnline.net, you won’t have to wait a minute longer to speak directly with a lender. We are dedicated to helping you get the finances you need in a short amount of time.

Benefits

Easy Online Application

Safe and Secure

Fast Decision

Trusted Source

AVAILABILITY

Canadaloansonline.net service is not available in all states. Residents of certain states, including, but not limited to Arkansas, New York, Vermont, West Virginia, Washington, and Pennsylvania, are not eligible to utilize this website or its service. We reserve the right to change the availability of our service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where OpenCashAdvance.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. Please familiarize yourself with and comply with your state’s regulations pertaining to shorter-duration loans. In using our services, it’s possible that you may be connected with a tribal lender. Please be aware, tribal lenders are subject to tribal law and particular federal laws, but are exempt from abiding by state law. Tribal lenders may also require that any disputes be resolved in a tribal jurisdiction. Please fully read and understand the terms of any loan offered by any lender and do not agree to a shorter-duration loan offer that includes terms that are not agreeable to you, or that you are unable to repay.

CONSUMER NOTICE Loans from third-party lenders are meant to provide temporary relief for financial needs and are not intended as long-term financial solutions. Consumers who have credit problems or who are facing debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved with taking out shorter-duration loans, loan alternatives that may be more suitable for your financial needs and situation, and any local and state laws applicable to shorter-duration loans in your state. We strongly encourage you to completely read and review any and all loan agreements because you are fully responsible for abiding by the terms of your loan agreement. By accepting the terms and conditions for a particular loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. If you miss a payment or make a late payment, additional fees or charges may apply. Canadaloansonline.net does not control the amount of fees or charges you may be faced with for nonpayment, late payment, or partial payment.